Car Shipping Insurance: What You Need to Know

Auto transport insurance protects your vehicle during transit. Understanding your coverage ensures you’re fully protected in the unlikely event of damage.

Types of Coverage

Carriers are required by law to carry liability and cargo insurance. You can also purchase supplemental coverage for greater peace of mind.

What’s Not Covered

Personal items left in your vehicle and pre-existing damage are generally excluded. Be sure to remove valuables and document your car’s condition.

How to File a Claim

Inspect your vehicle upon delivery and note any new damage on the bill of lading. Contact your carrier immediately and provide supporting documents and photographs.

Other ways people ask this question

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Frequently Asked Questions

  • Is auto transport insurance included in the shipping quote? Most quotes include basic liability and cargo coverage. Ask about limits and deductibles.
  • Do I need additional insurance for shipping my car? Additional coverage is optional but recommended for high-value vehicles or long distances.
  • What happens if my car is damaged during transport? File a claim with your carrier, documenting the damage and providing any relevant photos or reports.

Related Resources

More Resources

For additional insights, read our latest articles: Car Shipping Los Angeles to New York: Cross-Country Guide, Car Transport Florida to California: Distance, Costs & Tips, Car Shipping Georgia to Texas: What to Know.

When shipping a car across states, there are numerous factors to consider beyond simply booking a carrier. In addition to the route and service type, you should research the reputation of various auto transport companies, compare quotes carefully and read customer reviews. Seasonality can influence prices, with higher demand during summer and snowbird migrations. Always confirm the carrier’s insurance coverage and ask about communication during transit. A reputable broker or carrier will answer your questions, provide clear documentation and help you prepare your vehicle properly.

Preparing your vehicle involves cleaning it inside and out, removing personal belongings, disabling toll transponders and checking for leaks. Document the car’s condition with photos and ensure the gas tank is around a quarter full to keep weight low. On the day of pick‑up, inspect the vehicle with the driver and sign the bill of lading, which serves as your receipt and inspection report. Upon delivery, re‑inspect your car, note any changes on the bill of lading and make final payment. To learn more about the car shipping process, visit How to Ship a Car to Another State.

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